We read the Journal every morning and publish what it changes. 401(k) planning, retirement income and model portfolios, from an independent firm in Los Angeles.
The Federal Reserve raised its benchmark rate a quarter point to 3.75%–4% on Wednesday, its first increase in three years, and the 10-year Treasury settled above 5% for the first time since 2007. Plus the whole Personal Journal, both Arts in Review pieces, and the finance pages from BlackRock's 401(k) rethink to the physical limits closing in on the AI build-out.
Purpose and objectives first. Fifteen minutes covers them.
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Hypothetical total return, before fees · Past performance does not guarantee future results.
LPL’s Midyear Outlook, read against the record: what the forecasts got right, what they walked back, and what any of it should change in a portfolio you actually own.
The market rarely tells you what it is doing in a single day. It tells you in a paragraph on page B3 that nobody read.
When you call, you get the person who built the portfolio. Bring a statement.